RATES
The minimum initial amount is $100
The maximum loan amount will be $500
 
Cost of your loan:
The total payments due and APR will be disclosed in your loan agreement. The payment schedule on your loan agreement will include the number of payments, payment amounts and payment dates for the duration of the loan. For details on the specific fees of your loan, please refer to your loan agreement. Late fees and non-sufficient funds / returned item fees may apply as described in your loan agreement. Examples of the total payments charged of your loan are provided in the table below. To minimize the cost of your loan, we strongly recommend that you pay your loan in full or make additional payments as soon as you can. There are no penalties for early payoff.
 
Payment Schedules:
Your full payment schedule will be included in your loan agreement. You can reduce the total cost of your loan by paying off your loan prior to your last due date on your payment schedule or by making additional payments on or between your payment due dates. You control how soon you wish to pay off your loan. There will be no prepayment penalties.
 
Below is a sample payment schedule for a $300 loan with weekly payments. Please note that your APR may vary based upon your total loan duration and amount funded. Remember that the sooner you pay back your loan, the less your total loan cost will be. If you are interested in paying your loan off sooner and reducing the total cost of your loan, please ask a Customer Service Representative about our accelerated payment option.
 
 

Installment Loan Schedule

Loan Amount: $300
Number of Payments: 12
Total Finance Fees: $759.04
Total Principal Payments $300
Total Payments: $1,059.04
Annual Percentage Rate: 1012.00%
     

Payment 

Due Date Total Payment Due

1

10/2/2015 $88.27

2

10/09/2015 $88.27

3

10/16/2015 $88.27

4

10/23/2015 $88.27

5

10/30/2015 $88.27

6

11/06/2015 $88.27

7

11/13/2015 $88.27

8

11/20/2015 $88.27

9

11/27/2015 $88.27

10

12/04/2015 $88.27

11

12/11/2015 $88.27

12

12/18/2015 $88.27
 
Funding Timeframes:
Applications processed and approved before 4:00pm EST Monday - Friday are typically funded on the next business day. You can request same day funding up to 4:00pm EST Monday - Friday or next business day wire transfer for loans processed on the weekends or bank holidays for an additional $12.00. Please verify with your bank as additional incoming wire fees may be assessed by your banking institution. 
 
Late / NSF Fees:
If a payment is not made by your due date, you will be subject to additional fees. If a payment is returned because there are insufficient funds on deposit, or your payment is dishonored by your financial institution for any reason, then you will be assessed an NSF fee of $30. If any payment is late by more than 5 days after the due date, then you will be assessed an additional $30 late fee.

 

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Lone Star Cash is a subsidiary of  Kashia Services, a wholly owned business entity, of the Kashia Band of Pomo Indians of the Stewarts Point Rancheria, a federally recognized Indian tribe. 

 
Please note: This is an expensive form of borrowing and is not intended to be a long-term financial solution.
 

 

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